Fight Inflation With Masterpass Discounts!
In this environment, we need some money-saving tricks!
Inflation is getting crazy!
In May, the 12-month rise in the US CPI for meat, poultry, eggs, and fish was 14.2%! And that’s on top of a 34.6% rise in energy costs and a more than doubling of fuel oil costs.
I think it is important to start thinking strategically about expenditures, making sure we keep the quality of our food, supplements, and other health investments at top notch, while also using discounts and bulk buying to create inflation resilience.
One of my most important investments in inflation-resilience has been to buy a CSA share in Essex Farm. As I first suggested in The Emerging Food Crisis, buying a CSA share contractually locks in the price of food over a year, and also frontloads capital investment in farms that have lower fossil fuel and chemical fertilizer inputs, allowing them to expand their operations and create resilience to the crisis at a community level. I decided to walk the walk, and am loving it.
If you don’t live in upstate New York, NYC, or in driving distance from Essex Farm, you can search for a local CSA here.
If a local CSA isn’t an option, the Masterpass discounts I am about to introduce you to include four sources of frozen meat and fish: White Oak Pastures, US Wellness Meats, North Star Bison, and Vital Choice seafood.
I believe it is time to start acting intensively on building inflation resilience. I have outlined my thoughts in the footnote.
Toward that end, I bring you the exclusive Masterpass discounts.
This includes 30-50% off pre-orders of my Vitamins and Minerals 101 Book, $50 off each hour of consulting with me, a dedicated storefront with an immediate 35% off 305 brands of supplements, and a rebate program where we top off your coupons by sending you back our affiliate commissions as rebates on all my favorite products as well as member-requested products.
But first, the “I Hate Inflation” discount on the Masterpass itself!
The “I Hate Inflation” Discount
The “I Hate Inflation” discount on the Masterpass membership is equal to the 12-month rise in the CPI for nutrient-dense meat, poultry, eggs, and fish (14.2%) plus the max fed funds target rate (1.75%) and is now 15.95% off.
Get the “I Hate Inflation” discount here:
If you don’t like hating on stuff, you can click on this button instead:
Some Specific Inflation-Resilience Strategies
Apart from the CSA program, my main strategy is to start building a one-year supply of all consumables I know I will need, which I have expanded from my previous goal of keeping a three-month supply.
Buying now locks in the current price, which I expect to be a lot lower than the future price.
It is important not to use credit card debt for this, but only savings that are not destined for other critical needs, since inflation is likely to remain less severe than the interest rate on credit cards (and variable interest rates on anything are likely to go up a lot).
It is important to not keep goods longer than they would expire. For example, I have started keeping a ten-month supply of Paleovalley Beef Sticks in my office closet. These consistently come in with an expiration date ten months into the future, so I limit my supply to what I would use over ten months.
A way to increase the freshness of the supply of stored foods while allowing some wiggle room if you aren’t sure how much you would use would be to buy what you think you would use in six months, rather than one year (or, with the beef sticks, five months rather than ten months). Then, add a two-month supply each month for six more months. At the end you wind up with a year’s supply and you drop your new orders to just what you need to replace. If the economic outlook changes unexpectedly to one that looks like inflation is cooling off, you can always slow the new orders so that you start reducing your supply.
Discounts are particularly useful, because they not only reduce the current price further, allowing more stocking up, but they also can allow you to stock up with less money spent, so that you can conserve money for saving and other methods of improving resilience.
Toward that end…
Here are the Specific Discounts You Can Get
Listed in here are the gigantic discounts you can get as a Masterpass member, but also very good discounts sprinkled throughout that you can get without being a member.
To prevent bots from stealing your discount codes and putting them on coupon sites, which would ultimately lead my affiliates to trash the coupon codes, I am only allowed to distribute coupon codes by email or behind a paywall. Therefore, to get a list of 25 discounts you can use right away, click here.
When you pre-order my Vitamins and Minerals 101 book, as a Masterpass member you can get 50% back on digital versions, $12.50 (35.7%) back on the complete bundle, 30% off the paperback, all as a rebate 1-2 days after purchase.
As a Masterpass member, you would get special links to get $50 off each hour and $25 off each half hour of consultation with me.
All of my ebook guides (the COVID Guide, the Cheat Sheet, the Cliff Notes) are free to Masterpass members.
Members in the United States get access to a dedicated online storefront that carries 305 brands of supplements. Here are just a few of the names that are popular or that I like personally:
Seeking Health, Life Extension, Pure Encapsulations, Klaire Labs, Nordic Naturals, Designs for Health, Metagenics, Allimax, Carlson Labs, Douglas Labs, Dr. Mercola, Emergen-C, Enzymedica, Jarrow, Jigsaw, NOW, Quicksilver Scientific, Source Naturals.
19% Off 693 Products in the Radiant Life Catalog
Radiant Life offers almost 700 products in categories such as nutrient-dense foods, superfood supplements, personal care, baby and child, for the home, and water filtration. Before I bought my current Berkey, I was the happy owner of an Acquacera countertop water filter that I bought through Radiant Life, which I wrote about in this post. They even have a whole-home filtration system on which the Masterpass discount can save you over $1000.
Save 36.25% Off Paleovalley Products
In addition to Paleovalley’s beef sticks, I also use one or two capsules of their Essential C Complex per day during periods where I am not consistently getting 200 mg or more of vitamin C per day from whole foods. It is made from organic amla berry, camu camu berry, and unripe acerola cherry.
23.5% off Ancestral Supplements
I take 6 capsules of Ancestral liver extract per day during periods where I am not meeting my target of an average of 4-8 ounces of liver per week.
19% Off OysterMax and Marine Health Foods
During periods where I am not actively eating oysters, I take 6 capsules of Oystermax a day on an empty stomach, which is like eating 1-2 oysters. OysterMax is made by Marine Health Foods, and they also offer a wild Alaskan salmon oil and a shark liver oil.
17.2-23.5% off Seeking Health Products
Seeking Health makes my favorite genetic analysis and the only one I routinely use in my consulting practice, Strategene. I take one capsule of their vitamin B6 as P5P every day, and I use their lactase drops in my raw milk (raw milk has some lactase but not as much as the healthy gut of someone without genetic lactase non-persistence!).
32.5% off Four Sigmatic Mushroom Coffee
I use one or two of Four Sigmatic’s lion’s mane- and rhodiola-based “Think” packets on days where I need deep focus for research and writing.
$250-$325 off a Harvest Green Organic Mattress
This mattress came highly recommended by my friend and sleep expert Dan Pardi, PhD, founder of HumanOS. I am the proud owner of a full, double-sided “Harvest Green Original.”
Use the free code to get $175 off a mattress or $100 off an adjustable bed base now, or sign up for the Masterpass first to get instructions on how you can stack a $75-150 rebate on a mattress or a $50-70 rebate on an adjustable bed base, over and on top of the initial coupon.
Save Up to Almost $390 on a chiliPAD, OOLER, chiliBLANKET, or Dock Pro
I personally use a ChiliPAD (now called Cube Sleep) to keep my mattress cool at night. I will be upgrading to the Dock Pro and trying out the chiliBLANKET soon. This is hands down one of the best tools I’ve used to improve my sleep. Read more about my experience in How the Chili Pad Took My Sleep to the Next Level.
23.5% off Blublox Sleep-Promoting & EMF-Blocking Accessories
I use Blublox amber glasses with prescription lenses as my night-time blue-blockers, and a number of their other accessories.
$209-$306 Off "Relax" Far-Infrared Saunas
I use a Relax sauna for five minutes a day as part of my morning routine, and find it invigorating. One of my favorite things about this model is that within a few minutes you can pack it or unpack it for storage, making it especially excellent for small apartments where space is a premium.
14.5% off SaunaSpace Saunas and Accessories
SaunaSpace is EMF-free, and its Faraday model even shields you from ambient EMF while you are using it. SaunaSpace is recommended by several experts, including Chris Kresser, Terry Wahls, Wendy Myers, and Ari Whitten.
15% Off Berkey Water Filters
15% Back on White Oak Pastures
White Oak Pastures is probably the lowest-histamine meat you can get in the US. I personally use their "paleo ground beef" (beef, liver, heart, kidney, and thymus, all ground together) cooked heavily in taco seasoning as my favorite way to consume organ meats.
Sign up for the Masterpass to get instructions on how you can get a 15% rebate on every order.
8-23% off US Wellness Meats
US Wellness liverwurst has been among my favorite ways to consume organ meats.
Use the free code to get 15% off now, or sign up for the Masterpass first to get instructions on how you can stack an 8% rebate on top of the 15% coupon. The coupon can be used twice, and the rebate remains forever.
8% Back on North Star Bison
Their freshly frozen bison liver is the best liver I'd ever tried.
Sign up for the Masterpass to get instructions on how you can get a 8% rebate on every order.
8% off Vital Choice
Hands down, Vital Choice is the best seafood on the market.
Get Between $69.50 and $639 Back on a Joovv Red Light Phototherapy Device
Red light therapy is claimed to improve energy levels, reduce pain, improve skin healing, and to increase sex drive and sexual health. Joovv is the model endorsed by figures such as Ben Greenfield.
19% Off Ben Greenfield's Kion Products
Ben Greenfield's Kion brand carries premium coffee, whole-food "clean" energy bars, and supplements aimed at weight management, muscle gain, recovery, focus, digestion, immunity, and nutritional adequacy.
15% Back on LMNT, the Salty Electrolyte Mix
LMNT is a the saltiest electrolyte mix on the market. I believe many people with low dopamine symptoms (low motivation, low energy, low focus, easy distraction), with persistent failure to absorb, retain, or properly distribute nutrients into their cells, or who can't seem to retain the water they drink, need more salt. Many athletes and sauna users lose copious amounts of salt in their sweat. I also find salt great for hangovers and for alcohol-induced insomnia.
Sign up for the Masterpass to get instructions on how you can get a 15% rebate on every order.
35% Back on Magic Spoon Low-Carb, High-Protein Breakfast Cereal
Magic Spoon breakfast cereal, brought to us by the makers of Exo, the cricket protein bars, was listed by Time Magazine as one of the best inventions of 2019. This is a high-protein, low-carb breakfast cereal that hits a home run for triggering my nostalgia over my favorite foods as a child while making them orders of magnitude healthier.
Sign up for the Masterpass to get instructions on how you can get a 35% rebate on every order.
20% Off Pique Tea
Pique Tea offers a line of premium quality, organic, purity-tested teas, packaged in an innovative and convenient form as single-use sticks of tea crystals. Pique also screens for heavy metals, toxic molds, and pesticides, guaranteeing unmatched purity and delivering refreshing convenience.
23.5% Off Dr. Cowan’s Garden
Masterpass member, Atlanta-based lactation consultant, and former executive director of the Ancestral Health Society, Katherine Morrison, recommended we get Dr. Cowan's Garden into the exclusive discount program.
Here is what Katherine had to say about them:
"Dr Cowan’s powders are the easiest way I’ve found to increase veggie intake and maximize nutrient density of my morning smoothie. I use the Swiss chard and low-oxalate blends. For me, feeling energetic and focused throughout the day requires so much potassium, which means so much produce. When it was difficult to consistently get fresh greens a couple of months ago, these absolutely saved me! I continue to use them daily because they’re quick, easy, and reduce cleanup in my kitchen."
12% Back on Wellness Mama's Wellnesse Products
Katie Wells of Wellness Mama spent a decade making homemade skin and hair care products for herself in her kitchen, and recently began selling the products under the name Wellnesse. Her toothpaste has quickly become my favorite, hydroxyapatite to promote mineralization, xylitol to prevent tooth decay bacteria from growing, neem and green tea as natural antimicrobials, aloe vera and silica for whitening, and a fresh mint flavor. I haven't tried her shampoo yet, but rumor is that women with curly hair love it. The wellnesse.com web site has an "ingredients" tab that tells you exactly why they put each ingredient in each product.
Sign up for the Masterpass to get instructions on how you can get a 12% rebate on every order.
5% Off Abby's Elderberry Products
My friend John developed Abby’s using local elderberries grown in Kentucky, sweetened with honey, maple syrup, or the zero-sugar glycerin option.
Sign up for the Masterpass to get instructions on how you can get a 12% rebate on every order.
19% Off Barbell Apparel
My five favorite t-shirts are all Barbell Apparel T-shirts. Barbell was launched to make clothing fit in a way that shows off the work you do in the gym, in a subtle and classy way. They ran the 2nd-biggest fashion Kickstarter campaign of all time to develop their athletic fit jean, which spilled over into other brands to bring athletic fit to the mainstream. They have been featured on Shark Tank, and their athletic fit havok polo shirt has sold out over three times. In addition to t-shirts and polo shirts, they have tank tops, long-sleeve shirts, hoodies, and sports bras; and for bottoms, they have leggings, jeans, shorts, chinos, joggers, and dress pants. Styles for both men and women.
Up to 32.5% Back on Perfect Supplements
Masterpass member Nick Light requested we incorporate Perfect Supplements into the exclusive discounts program. Here is what Nick had to say about this company:
"I absolutely love Perfect Supplements! I have always struggled to find supplements that I can trust, even noticing that some of the top brands use fillers and ingredients that I'd like to avoid. Perfect Supplements produces high-quality products, with no fillers, and they are committed to lab testing to make sure that they are providing exactly what they say they are and nothing else. In fact, they just expanded their testing to do complete 3rd party testing on every batch of finished product. I really love their collagen powder, liver capsules, and magnesium."
24-28% off Perfect Keto
Masterpass member Taylor Johnson requested we get Perfect Keto into the discount program.
This is what Taylor had to say about the brand:
“I’ve been doing some level of a ketogenic diet for around 6 years now. Early on it was challenging to find products (especially bars) that fit what I was looking for. Perfect Keto’s bars are hands down the best keto bars for taste and ingredients out there. I’ve tested everyone against a CGM [continuous glucose monitor] and had near zero blood sugar spike from them. Additionally, all of Perfect Keto’s MCT powder and exogenous ketone products are both tasty and effective. I highly recommend all of their products I have used.”
I have been a guest on the podcast of Perfect Keto's founder, Dr. Anthony Gustin. You can listen to it here.
Their selection includes bars, nut butters, coffee, urinary ketone testing strips, MCT oils and powders, and a nutritional/herbal blood sugar support supplement.
19-28% Off Legion Athletics Supplements
Masterpass member Michael Mitchell requested we include Legion Athletics in our discount program. Here is what Michael had to say about their Legion Genesis greens and superfood product:
"I love taking Legion Genesis in the morning, it just makes my body feel incredible and is a wonderful start to the day. Legion seems to really care about getting the effective dose quantities in there, not merely enough to be able to put these things on the ingredient list. Love it."
28% off Body Health supplements
Masterpass member Kent White requested we incorporate Body Health into the exclusive discounts program. Here is what Kent had to say about this company:
"I have been taking PerfectAmino daily for over a year and absolutely love it! I use it as a pre-workout and it has significantly reduced muscle soreness as well as improved my mood throughout the day. I also take it while fasting with water and it makes a significant difference in my energy levels while limiting calories. Can't recommend it more highly!"
Sorting and Searching the Discounts
The main discount page is always available from the “Discounts” button in the menu, and allows you to search and sort through the discounts.
In the Substack app and in some browsers, including Chrome, you can also sort the most popular discounts using the Member Favorites tag, which gives you the discounts that have the most likes and comments first, or perform a search for a company you are looking for.
As a Masterpass member you will also have the opportunity to request additional discounts be added to the program.
And don’t forget to sign up now with the I Hate Inflation Discount:
Or if you don’t want to be a hater, click here:
Hope these savings help!
I am not a financial expert, so please take this simply as things to think about, and not as advice or facts. Here is my thought process.
Even those who insisted the hardest for the past year the inflation was “transitory” have now abandoned that word. That includes Janet Yellen and Jerome Powell, and today the Fed just raised interest rates the greatest increment in one meeting since 1994, exactly because they feel compelled that inflation will be out of control if they don’t do something.
The San Francisco Fed published a study suggesting that the stimulus checks account for 3 percentage points of the American CPI. The most recent CPI was 8.6%, suggesting that if the Fed can shrink liquidity enough to reverse the effects of the stimulus checks it can get the CPI down to 5.6%.
They assume a “desirable” target rate of 2%, leaving 3.6 percentage points to supply disruptions that are primarily lagging effects of COVID lockdowns but are worsened by the Russia/Ukraine conflict and other problems. The key driver of this portion of inflation is the high price of oil, whose supply would not be able to recover as fast as demand even if circumstances were favorable. As a result of the ESG movement and the political hostility to oil drilling, the circumstances are extremely unfavorable.
The Fed’s role is to slow demand by slowing growth, which it does by withdrawing liquidity. While this will slow demand, it will also slow supply, since oil production requires financing, financing is already hard for the oil industry to get, and shrinking liquidity will make it much harder.
Therefore, I think the supply issue will get worse, so the best scenario is the Fed gets CPI down to 5.6%, but more than likely the 3.6 percentage points due to supply disruptions compensate for this and make inflation very difficult to get down even that far.
Even at 5.6% CPI, prices are growing across the board, and food CPI would likely be much higher than that.
So, I really see no way at all that prices aren’t higher one year from now than they are now, and I find it very likely they are considerably higher.